Introduction

We are pleased to introduce Tanken USDC, a vault deployed on Morpho Blue (Ethereum mainnet).

The vault is designed for investors who seek a balance between safety, transparency, and competitive yield, powered by disciplined allocation and risk management.

How It Works

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When you deposit USDC into Tanken USDC, you receive tkUSDC, a tokenized share that represents your position in the vault. The vault automatically allocates deposits across multiple Morpho Blue markets, dynamically rebalancing toward markets with stronger borrowing demand. Risk filters—based on market liquidity, collateral concentration, and selected off-chain data—help safeguard depositor capital.

Key Features

• Institutional-Grade Risk Controls: Prevents overexposure to any single collateral market by maintaining broad diversification.
• Data-Driven Allocation: Incorporates lending market dynamics, on-chain liquidity data, and selected off-chain indicators into risk assessments.
• Dynamic Yield Optimization: Continuously monitors borrowing demand and reallocates dynamically to maximize yield.
• Additionally: All allocations are transparent and verifiable on-chain, and the vault is built upon Morpho’s proven smart contracts with additional safeguards.

Performance

Recent results show that Tanken USDC has delivered yields in the range of 5.1% to 12.9% APY.

This performance represents approximately 1**.5–3.7x the yield of U.S. 2-year Treasuries** and the lending rates on major DeFi protocols.

Who Is It For?

• DAO Treasuries: Seeking predictable yet competitive stablecoin yields.